Thinking about retirement

We can help you plan for retirement and meet financial challenges when you’re retired.

You may be at a point in your life where you’re thinking about retiring. This could mean you’re reducing your work hours or stopping work completely.

There are many things to consider about life in retirement. Some of these things could include:

  • where you want to live when you retire
  • if you want to travel overseas or around Australia
  • if you want to keep your car
  • if you’d like to join a social group
  • if you’d like to do volunteer work
  • if you’d like to start your own business.

Where to live when you retire

Where you want to live when you retire depends on things like:

  • whether you own your home
  • the costs of any major housing renovations or maintenance
  • your health
  • your connection to family and the community.

Travel when you retire

If you’re planning to travel when you retire, you might want to think about:

  • where you want to travel
  • how often you want to travel
  • how long you want to travel for
  • the costs involved.

For some people, retirement means less travel. If you have a car but will be driving less, you may want to consider whether you’ll keep your car. Some things to think about include the:

  • costs of running your car
  • ease and cost of public transport in your area
  • community transport services in your area.

Start your own business

You may decide to start your own business. There are many things to consider:

  • what’s involved in starting and running a business
  • whether you have a valid business idea
  • whether you have the necessary skills
  • whether self-employment is right for you.

There are programs to help people start and run successful small businesses.

Plan for your retirement

Good planning can increase your financial security in retirement.

Once you’ve worked out how you want to live, consider setting up a suitable financial strategy. Ideally, your strategy should provide things like:

  • regular income to meet your regular expenses
  • access to long-term capital growth
  • a cash reserve to cover emergencies
  • a balance between risk and return.

We can help you create a strategy that is unique to you and will help you reach your goals.

Source: Services Australia

Praise Baroña

Client Services Officer

Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.

Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.

Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.

Lindsay Austria

Marketing Officer

Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.

She brings experience in digital marketing, content creation, and community engagement.

With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.

Mary Yousif

Administrative Officer

Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.

She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.

Sara Jahanbin

Advice Associate and Professional Year Candidate

Sara is an Advice Associate at Investlink Group, with over seven years of experience in the tax and financial planning industry. With a strong background in tax strategy, she brings valuable insight into structuring financial advice that aligns with each client’s broader financial goals.
 
Sara is currently completing her Graduate Diploma of Financial Planning with Kaplan Professional and is working towards becoming a licensed financial adviser. She is dedicated to providing holistic, client-centered support and manages the advice process end to end, ensuring clients receive clear, strategic, and tailored outcomes.

Priyanka Kumar

Financial Adviser

Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.

Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.

Ashish Thadani

Director & Financial Adviser

Financial Adviser / Director of Investlink Group & Excalibur Wealth Group

Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.

With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.

Authorised Representative No. 290396

Investlink Group Pty Ltd Corporate Authorised Representative No. 442305