Mortgages

Investlink Asset Management is the mortgage broking arm of Investlink Group, helping you align your home loan with your long-term financial strategy. 

01

The Integration Advantage

The Power of In-House
Mortgage Broking

We structure and review your loan in line with your broader financial plan – from cash flow and risk management to retirement and investment strategies – ensuring every decision supports your long-term goals.

With a full view of your finances, we can identify refinancing opportunities, reduce interest, optimise repayments, or access equity for investment. We don’t set and forget; we constantly monitor your loan and the market.

As part of your ongoing relationship with us, your mortgage is reviewed alongside your financial plan each year – at no extra cost. If there’s a better rate or structure, we help you switch so you’re never stuck with a subpar loan simply because life got busy.

02

Our Services

Smart Lending,
Tailored to You

Whether you’re buying your first home or expanding an investment portfolio, we structure lending to suit your situation. Investlink Asset Management offers a wide range of solutions:

Buying a new home or reviewing your current loan to ensure it still fits. We help secure the right mortgage for your primary residence, focusing on features and rates that match your lifestyle and save you money. 

 Finance for new or existing investment properties. We advise on interest-only vs principal, leveraging equity, and structuring loans to maximise returns and manage risk.

Lending for Self-Managed Super Funds or family trusts. These require careful coordination with your financial planner and accountant. We navigate the rules and complexities to deliver compliant loans aligned with your strategy.

Step-by-step guidance through the entire process – from deposit and grants to pre-approval, loan selection and settlement. We simplify each stage and ensure you understand your options.

Finance for business premises or commercial investments. Whether it’s an office, warehouse or retail space, we help structure loans to suit your business needs and cash flow, including advice on using companies or trusts

Funding for vehicles, equipment or other business assets. From work utes to machinery or fit-outs, we offer competitive options that support your cash flow. This includes car loans, equipment loans and lease arrangements. 

03

Lender Network

More Lenders.
More Choice.

We believe choice is power when it comes to finance. That’s why we’re accredited with over twenty lenders – including major banks, regional and specialist lenders.

We compare rates across the market to find competitive options tailored to your situation. Whether it’s a special offer, a profession-based discount, or a better deal based on your deposit size, we’ll find it – saving you the hassle of rate-hunting.

Different lenders offer different features – offset accounts, redraw facilities, flexible repayments, and package discounts. With 20+ lenders in our toolbox, we can match you with the right combination.

Each lender has its own rules. Some suit standard loans, while others specialise in self-employed borrowers, expats, complex trust structures, or those with past credit issues. We match you with a lender whose policies fit your needs.

04

Meet Our Strategist

Adriano Rubbi –
Finance and Mortgage Strategist

“My goal is to help clients make smart, strategic decisions around their financial needs, and how that fits into their bigger picture.”

“Hi, I’m Adriano Rubbi, Finance and Mortgage Strategist at Investlink.

With over five years in financial services, including two in mortgages, I focus on structuring loans that support long-term financial goals. A mortgage isn’t just debt; it’s a tool to build wealth.

I work with 20+ lenders, from major banks to niche providers, to find the right fit for your cash flow, risk profile and financial plan. No one-size-fits-all, just tailored lending that works for you.

I keep things clear and simple, explaining every step and feature so you feel confident throughout. Whether it’s your first home or your next investment, I’m here to help and always happy to answer questions, big or small.

You get the flexibility of a large broker, with the strategic insight of a financial planner – all in one place.

Let’s make your next mortgage decision a smart one!”

05

The Difference

Why Choose Us?

In the table below, we’ve outlined how Investlink’s in-house mortgage service stacks up against using a typical standalone mortgage broker or going directly to a bank. 

Feature Investlink Banks Mortgage Broker

Access to Multiple Lenders

Personal Mortgage Strategist

Proactive Rate Negotiation

Sometimes

Ongoing Review & Support

Single Point of Contact

Non-Bank & Specialist Lenders

Strategic Loan Structuring

Ready to Talk About Your Home Loan?

Book a Mortgage Strategy Chat today

Let’s talk about your goals

Common Questions

Frequently Asked Questions

Mortgage brokers offer access to a wide range of lenders – not just one bank’s products. At Investlink, we compare loans from over 20 lenders, including major banks, regional providers and specialist institutions. This means we can find a mortgage that suits your unique needs, rather than fitting you into a single bank’s criteria. Brokers also help you navigate the process, negotiate better rates, and structure your loan strategically. 

Most lenders require a deposit of at least 5–20% of the property’s value. A 20% deposit helps you avoid Lenders Mortgage Insurance (LMI), but there are options for lower deposits, including guarantor loans. We’ll help you understand what’s achievable based on your situation and guide you through any available first home buyer incentives. 

Yes, refinancing can help you secure a better interest rate, reduce repayments, or access equity for investment. You should consider refinancing if your financial situation has changed, interest rates have dropped, or your current loan no longer suits your needs. At Investlink, we proactively review your mortgage annually as part of your financial plan – so you won’t miss opportunities to save. 

We offer a wide range of lending solutions, including: 

  • Owner-occupied home loans 
  • Investment property loans 
  • SMSF and trust lending 
  • First home buyer loans 
  • Commercial property finance 
  • Asset finance (vehicles, equipment, etc.)
     

Each loan is tailored to your financial strategy, with features like offset accounts, redraw facilities, and flexible repayments. 

It means your mortgage is planned in sync with your investments, superannuation, insurance and retirement goals. At Investlink, our mortgage broking is fully integrated with your financial planning – so every decision supports your long-term strategy. You’ll have one team, one contact, and consistent advice across all areas of your finances. 

Yes. As part of your annual financial review, we assess your mortgage to ensure it’s still competitive and aligned with your goals. If market conditions change or better options become available, we’ll let you know – often before you even ask. This ongoing support helps you stay ahead and avoid paying more than you need to. 

Absolutely. Whether you’re self-employed, borrowing through a trust or SMSF, or have a unique income structure, we have experience navigating complex scenarios. We work closely with your accountant and financial adviser to ensure your loan is compliant, strategic, and tailored to your broader financial plan. 

Book a free mortgage strategy session with us. We’ll discuss your goals, assess your current situation, and outline how we can help. There’s no obligation – just clear, expert guidance to help you make informed decisions. 

Get in Touch.

Your financial journey starts here!

Contact

info@investlinkgroup.com.au

1300 667 529

Level 6, Suite 1/91 Phillip Street,
Parramatta NSW 2150

Hours

Mon – Fri: 9am – 5pm
Sat – Sun: Closed

GET IN TOUCH!

Your financial journey starts here!

Praise Baroña

Client Services Officer

Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.

Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.

Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.

Lindsay Austria

Marketing Officer

Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.

She brings experience in digital marketing, content creation, and community engagement.

With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.

Mary Yousif

Administrative Officer

Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.

She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.

Sara Jahanbin

Advice Associate and Professional Year Candidate

Sara is an Advice Associate at Investlink Group, with over seven years of experience in the tax and financial planning industry. With a strong background in tax strategy, she brings valuable insight into structuring financial advice that aligns with each client’s broader financial goals.
 
Sara is currently completing her Graduate Diploma of Financial Planning with Kaplan Professional and is working towards becoming a licensed financial adviser. She is dedicated to providing holistic, client-centered support and manages the advice process end to end, ensuring clients receive clear, strategic, and tailored outcomes.

Priyanka Kumar

Financial Adviser

Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.

Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.

Ashish Thadani

Director & Financial Adviser

Financial Adviser / Director of Investlink Group & Excalibur Wealth Group

Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.

With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.

Authorised Representative No. 290396

Investlink Group Pty Ltd Corporate Authorised Representative No. 442305