Risk Profile Questionnaire

Risk Profile Questionnaire

Get ready to discover what sort of investor you are

The questionnaire is a guide to help you decide:

  • How you feel about risk and return
  • How you may like to plan for your goals
  • How those decisions may influence the way you invest

The investor quiz is not a substitute for professional advice

It is a guide only and does not take into consideration your individual objectives, financial circumstances or needs. You should assess your own financial situation, taking into account your existing investments, commitments, investor needs and time horizon before making your investment decisions.

Types of Investors

Defensive

Your goal is to ensure the security of your investments. You’re prepared for your investments to have little growth in return for the peace of mind and stability. You’ll invest predominantly in defensive assets and your suggested minimum investment timeframe is 2 years.

Conservative

Your goal is to have mostly stable returns in the short and medium term. You’re prepared to give up the potential for higher returns over the long term for the comfort of less volatility. You’ll mostly invest in defensive assets and your recommended minimum investment timeframe is 3 years.

Moderate

Your goal is to generate wealth over the medium to long term, while having some protection from the ups and downs in the short term. Your investments will be split between growth and defensive assets to achieve a balance between growth potential and risk mitigation. Your suggested minimum investment timeframe is 5 years.

Balanced

Your goal is to produce returns which are ahead of inflation over the longer term, but you understand that the value of your investments may fall in the short term. You’ll mostly invest in growth assets and your suggested minimum investment timeframe is 5 years.

Growth

Your goal is to produce strong returns which are well ahead of inflation over the long term. You understand that your investments can have large falls in the short term. You will predominantly invest in growth assets and your suggested minimum investment timeframe is 7 years.

Why is a Risk Profile Important?

When it comes to investing, everyone has different levels of comfort with risk. Some individuals are more comfortable with market volatility, while others prefer a stable, predictable approach. Understanding your risk tolerance is crucial because it allows us to:

  • Tailor Your Investment Strategy: Align your portfolio with your risk comfort and long-term goals.
  • Help You Avoid Emotional Decisions: Knowing your risk profile helps you stick to your strategy, even when markets fluctuate.
  • Ensure Long-Term Success: The right balance between risk and reward is vital for achieving your financial goals, whether it’s saving for retirement, buying a home, or funding your child’s education.

Praise Baroña

Client Services Officer

Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.

Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.

Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.

Lindsay Austria

Marketing Officer

Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.

She brings experience in digital marketing, content creation, and community engagement.

With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.

Mary Yousif

Administrative Officer

Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.

She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.

Sara Jahanbin

Advice Associate and Professional Year Candidate

Sara is an Advice Associate at Investlink Group, with over seven years of experience in the tax and financial planning industry. With a strong background in tax strategy, she brings valuable insight into structuring financial advice that aligns with each client’s broader financial goals.
 
Sara is currently completing her Graduate Diploma of Financial Planning with Kaplan Professional and is working towards becoming a licensed financial adviser. She is dedicated to providing holistic, client-centered support and manages the advice process end to end, ensuring clients receive clear, strategic, and tailored outcomes.

Priyanka Kumar

Financial Adviser

Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.

Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.

Ashish Thadani

Director & Financial Adviser

Financial Adviser / Director of Investlink Group & Excalibur Wealth Group

Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.

With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.

Authorised Representative No. 290396

Investlink Group Pty Ltd Corporate Authorised Representative No. 442305