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A Self-Managed Super Fund (SMSF) is a private super fund that you manage yourself, giving you control over investment decisions. Unlike retail or industry super funds, an SMSF requires you to be both the trustee and member, making you responsible for compliance, tax, and investment management.
Choose how and where your super is invested, including direct property, shares, and other asset classes.
For larger balances, SMSFs can be more cost-effective than traditional super funds.
Align your super investments with your personal financial goals and risk tolerance.
The fund members act as trustees, either individually or through a corporate trustee structure.
Trustees must manage investments, ensure compliance with super laws, lodge annual tax returns, and act in the best interests of all fund members.
A company acts as the trustee, offering increased asset protection and easier succession planning.
Required if the SMSF is borrowing to invest in property under a Limited Recourse Borrowing Arrangement (LRBA).
An SMSF can have up to four members, and each member must be a trustee. If using a corporate trustee, each member must be a director of the company.
Our other SMSF services also include navigating borrowing rules, evaluating suitability, and rollover from your existing superannuation.
Managing an SMSF is a major commitment, requiring time, expertise, and strict compliance with regulations. While it offers control and flexibility, it’s not suitable for everyone. Careful consideration is needed to ensure it aligns with your financial goals and capacity to manage the fund. Here are some frequently asked questions to help you decide.
There is no official minimum, but we generally recommend to have at least $300,000 in your fund to make an SMSF financially viable and cost-effective.
Costs can include accounting, auditing, legal, and administrative fees. These vary based on the complexity of your fund and the number of investments you hold.
Yes, SMSFs can invest in residential or commercial property, but there are strict borrowing and compliance rules if you’re using a limited recourse borrowing arrangement (LRBA).
Non-compliance can result in penalties, fines, or the fund being disqualified by the ATO, which could affect the tax advantages of the SMSF.
Your financial journey starts here!
info@investlinkgroup.com.au
1300 667 529
Level 6, Suite 1/91 Phillip Street,
Parramatta NSW 2150
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Ashish Thadani and Investlink Group Pty Ltd are Authorised Representatives of Excalibur Wealth Group Pty (ABN 87 652 985 361), AFS Licence no. 535263, Level 6, Suite 1/91 Phillip Street, Parramatta NSW 2150
Excalibur Wealth Group Pty Ltd has its own Australian Financial Services License. The information in this website is general in nature and has been provided without taking into account your objectives, financial situation or needs. You should consider whether the information is appropriate for your situation prior to acting upon it. Excalibur Wealth Group Pty Ltd respects your privacy. Refer to our Privacy policy for more information.
Ashish Thadani and Investlink Group Pty Ltd are Authorised Representatives of Excalibur Wealth Group Pty (ABN 87 652 985 361), AFS Licence no. 535263, Level 6, Suite 1/91 Phillip St, Parramatta NSW 2150
Excalibur Wealth Group Pty Ltd has its own Australian Financial Services License. The information in this website is general in nature and has been provided without taking into account your objectives, financial situation or needs. You should consider whether the information is appropriate for your situation prior to acting upon it. Excalibur Wealth Group Pty Ltd respects your privacy. Refer to our Privacy policy for more information.
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Designed by The Branding Lab
All Rights Reserved
Designed by The Branding Lab
Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.
Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.
Financial Adviser / Director of Investlink Group & Excalibur Wealth Group
Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.
With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.
Authorised Representative No. 290396
Investlink Group Pty Ltd Corporate Authorised Representative No. 442305
