RETIREMENT PLANNING

WHAT DOES A COMFORTABLE RETIREMENT LOOK LIKE FOR YOU?

Retirement isn’t just an age. It’s a lifestyle decision, and so getting it right requires planning. Whether you’re a decade away or already transitioning out of work, we help you create a personalised plan to ensure your retirement is financially secure, sustainable, and stress-free.

What we help you plan for.

Lifestyle Goals

Want to travel? Move closer to family? Downsize? We help you define what retirement means to you, and then build a plan to support it.

Reducing Risk, Protecting Capital

As retirement nears, protecting your capital becomes critical. We adjust your investments to focus on income, stability, and low volatility.

Tax & Centrelink Considerations

From account-based pensions to the Age Pension, we structure your retirement income to be as tax-effective as possible, while helping you access any government entitlements you’re eligible for.

Income that lasts

We calculate how much you’ll need to live comfortably and ensure you have sustainable income streams to last throughout retirement.

Superannuation Strategy

We review and structure your super to ensure it’s working as hard as you are. This includes contribution strategies, transition-to-retirement options, and eventual pension phase planning.

Legacy & Estate Planning

We help ensure your wealth is passed on according to your wishes. From nominating super beneficiaries to working with your solicitor on wills and estate strategies, we help you plan ahead, so your loved ones are taken care of.

Who We Help.

Mid-career professionals

Still 10-20 years from retirement but want to build a solid foundation and maximise super. 

Pre-Retirees

Retirement is withing 5 years. Time to run projections, minimise tax, and optimise income streams.  

Retirees

Already retired and unsure how long your money will last or how best to draw income? We’ll bring structure and peace of mind. 

Why work with a financial planner?

Retirement planning isn’t just about numbers, it’s about knowing you’re on track. Working with a licensed financial planner helps you:

  • Make informed decisions with confidence

  • Avoid costly mistakes

  • Adapt your plan as life changes

  • Sleep easier knowing you’re in control

 

Our role is to give you clarity and confidence, so you can enjoy what comes next.

Frequently Asked Questions.

Planning for retirement comes with a lot of moving parts. Below are some of the common questions we get when helping clients prepare for life after work.

When should I start planning for retirement?

The earlier the better – it’s never too late to put a strategy in place. 

How much money do I need to retire?

That depends on your lifestyle, income needs, and life expectancy. We assess all of this for you when developing our strategy, so you can be rest assured your money will last. 

Will I be eligible for the Age Pension?

We assess your assets and income to determine your eligibility, and structure your finances to support this where appropriate.

I'm already retired, can I still benefit from advice?

Absolutely. We can still help you manage withdrawals, minimise tax, and make your money last longer.

Get in Touch.

Your financial journey starts here!

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Contact

info@investlinkgroup.com.au

1300 667 529

Level 6, Suite 1/91 Phillip Street,
Parramatta NSW 2150

Hours

Mon – Fri: 9am – 5pm
Sat – Sun: Closed

Praise Baroña

Client Services Officer

Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.

Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.

Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.

Lindsay Austria

Marketing Officer

Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.

She brings experience in digital marketing, content creation, and community engagement.

With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.

Mary Yousif

Administrative Officer

Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.

She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.

Sara Jahanbin

Advice Associate and Professional Year Candidate

Sara is an Advice Associate at Investlink Group, with over seven years of experience in the tax and financial planning industry. With a strong background in tax strategy, she brings valuable insight into structuring financial advice that aligns with each client’s broader financial goals.
 
Sara is currently completing her Graduate Diploma of Financial Planning with Kaplan Professional and is working towards becoming a licensed financial adviser. She is dedicated to providing holistic, client-centered support and manages the advice process end to end, ensuring clients receive clear, strategic, and tailored outcomes.

Priyanka Kumar

Financial Adviser

Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.

Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.

Ashish Thadani

Director & Financial Adviser

Financial Adviser / Director of Investlink Group & Excalibur Wealth Group

Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.

With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.

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Investlink Group Pty Ltd Corporate Authorised Representative No. 442305