INSURANCE

why it matters.

Life doesn’t always go to plan. Whether it’s illness, injury, or the unexpected loss of a loved one, personal insurance is designed to provide financial support when you need it most.

Having the right cover in place means:

  • You and your family can stay financially secure
  • You won’t need to dip into savings or sell assets
  • You can focus on recovery not bills

What types of cover do we help with?

Pay a lump sum to your beneficiaries if you pass away.

Best suited for:

  • Parents or partners who financially support others

  • People with a mortgage or large debts

  • Anyone wanting to leave a financial legacy

Provides a lump sum if you become permanently disabled and can no longer work. 

Best suited for:

  • Anyone whose income supports their lifestyle or family

  • Those in physical or manual jobs

  • People with financial dependants or debts

Pays a lump sum upon diagnosis of serious illnesses like cancer, heart attack, or stroke.

Best suited for:

  • People with a family history of illness

  • Those wanting to cover treatment costs, mortgage repayments, or time off work

  • Self-employed individuals with no access to paid sick leave

Replaces a percentage of your income if you’re unable to work due to illness or injury.

Best suited for:

  • Anyone who relies on their income to meet living expenses

  • Self-employed professionals and contractors

  • Families or individuals without large savings buffers

Why work with a financial planner for insurance?

Choosing insurance on your own can be confusing, and risky. A financial planner helps you:

  • Understand what each policy actually covers (and doesn’t)
  • Avoid paying for unnecessary cover
  • Make tax-smart decisions (especially with income protection)
  • Structure policies for claim success, not just premium savings
  • Get support at claim time, when it matters most

Insurance is something you hope you never need, but if you do, it should work the way it’s meant to. 

Frequently Asked Questions.

Personal insurance can feel complex, especially when you’re trying to work out what cover you need, what it costs, and how it fits into your broader financial plan. Below are some of the most common questions we’re asked to help you understand how insurance works and how we can make the process simpler and more tailored to your needs.

How much insurance do I actually need?

That depends on your income, debts, lifestyle, and goals. We calculate the right amount based on your individual circumstances.

Will the premiums go up every year?

That depends on your premium structure. We explain the difference between stepped and level premiums and help you choose what’s right for you.

Can I hold my insurance inside super?

Yes, some types of cover can be funded from super, which may help with affordability. But it’s not always the best option. We help you decide.

What happens if I need to make a claim?

We’re here to guide you through the process, from paperwork to payout. We don’t just set up your cover, we stay with you.

Get in Touch.

Your financial journey starts here!

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Contact

info@investlinkgroup.com.au

1300 667 529

Level 6, Suite 1/91 Phillip Street,
Parramatta NSW 2150

Hours

Mon – Fri: 9am – 5pm
Sat – Sun: Closed

Praise Baroña

Client Services Officer

Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.

Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.

Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.

Lindsay Austria

Marketing Officer

Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.

She brings experience in digital marketing, content creation, and community engagement.

With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.

Mary Yousif

Administrative Officer

Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.

She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.

Sara Jahanbin

Advice Associate and Professional Year Candidate

Sara is an Advice Associate at Investlink Group, with over seven years of experience in the tax and financial planning industry. With a strong background in tax strategy, she brings valuable insight into structuring financial advice that aligns with each client’s broader financial goals.
 
Sara is currently completing her Graduate Diploma of Financial Planning with Kaplan Professional and is working towards becoming a licensed financial adviser. She is dedicated to providing holistic, client-centered support and manages the advice process end to end, ensuring clients receive clear, strategic, and tailored outcomes.

Priyanka Kumar

Financial Adviser

Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.

Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.

Ashish Thadani

Director & Financial Adviser

Financial Adviser / Director of Investlink Group & Excalibur Wealth Group

Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.

With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.

Authorised Representative No. 290396

Investlink Group Pty Ltd Corporate Authorised Representative No. 442305