Markets are choppy. What should you do with your super if you are near retirement?
For Australians approaching retirement, recent market volatility may feel like more than just a bump in the road. Unlike younger investors, who have time on their side, retirees don’t have the luxury of waiting out downturns. A sharp dip just before, or as you begin drawing down your superannuation, can leave lasting damage. It’s not […]
Your 30 June superannuation checklist
With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a small amount of extra money into your super account before 30 June this year could make a big difference to your overall retirement balance over the longer […]
ASX zombies make a strong case for investment diversification
Here’s what a zombie company is and why they can be a detractor to your returns Australian Securities Exchange (ASX) data shows more than three dozen companies have been delisted from the Australian share market so far this year. The majority of those delistings have been voluntary, at a company’s request. But the remainder have […]
The aged care Star Ratings are changing – here’s why
Key points: Star ratings for residential aged care homes are changing to a redesigned Compliance rating and incorporating care minute targets for Staffing ratings from October 1, 2025 271 stakeholders informed the design changes for the aged care Star Ratings system You can use the Find a Provider tool on the government website to gauge […]
Thinking about an SMSF? Here’s what you need to know
Some investors find it satisfying to take a do-it-yourself approach to retirement savings – taking on the responsibility for the growth of their retirement savings in a self-managed superannuation fund (SMSF). While you have total control over how your retirement funds are invested within the confines of the laws, many factors need to be considered […]
Returning to work after having a baby
Balancing financial and work commitments with caring for children is possible with a little planning. Set clear expectations at work Before you return to work, talk to your employer. Discuss how you’ll manage your new family responsibilities and work commitments. Ask for flexible work arrangements If you’ve been with the same employer for at least […]
Why it’s important to stay the course during market volatility – in three charts
Staying the course is sage advice for long-term investors anxious about market volatility — and for good reason By looking at how markets have performed over time, we can put current events into context and appreciate the benefits of a long-term and well diversified investing strategy. The following three charts highlight the importance of staying […]
Super and planning for retirement
Check your super When you start to plan for retirement, you’ll need to check your super: where it is how much you have whether you have lost or unclaimed super consider consolidating accounts where relevant that your details are up-to-date with the ATO and your super funds. You can do this in 5 simple steps with […]
4 steps to change a negative money mindset
Your relationship with money is deeply rooted in your past, often shaped during your formative years by early experiences and the attitudes you observed from your primary caregivers. These influences, absorbed primarily during the imprint period, frequently become ingrained as your personal truth, consciously or unconsciously impacting how you handle finances as an adult. Limiting […]
3.5 million Australians experienced fraud last year. This could be avoided through 6 simple steps
About 14% of Australians experienced personal fraud last year. Of these, 2.1 million experienced credit card fraud, 675,300 were caught in a scam, 255,000 had their identities stolen and 433,000 were impersonated online. According to the Australian Bureau of Statistics latest Personal Fraud Survey, between July 2023 and June 2024, Australians lost A$2.1 billion through […]
