Moving into aged care, whether for yourself, a partner, or a parent, can feel overwhelming. It’s not just a lifestyle decision; it’s a financial one that can affect the entire family. From understanding costs to managing assets and entitlements, aged care planning is complex, but you don’t have to go through it alone.
What fees apply (Basic Daily Fee, Means-Tested Fee, Accommodation Payment)
How they’re calculated
RAD vs DAP: what’s best for your situation
Should it be sold, rented, or retained?
What impact does it have on fees or pensions?
Asset/income assessment
Maximising entitlements
DVA benefits, if applicable
How long will the money last?
Can wealth still be preserved for family?
A lump sum payment for your room in care. Fully refundable when you leave.
You pay interest daily instead of a lump sum.
You can pay part lump sum (RAD) and part daily payment (DAP). We help you find the right split.
Navigating aged care often raises more questions than answers, especially when it’s all happening quickly. From understanding costs to managing family concerns, the decisions can feel overwhelming. Here are some of the most common questions we’re asked to help bring clarity and confidence to the process.
As early as possible, even before care is needed.
We assist families facing urgent decisions with fast, tailored advice.
Not necessarily. There are other options, such as paying a daily fee instead of a lump sum, or renting out the home. We assess all scenarios to find what works best for your financial position.
Yes, but your eligibility and payment amount may change depending on your income, assets, and aged care fees. We help structure your finances to maximise Centrelink support where possible.
Your financial journey starts here!
info@investlinkgroup.com.au
1300 667 529
Level 6, Suite 1/91 Phillip Street,
Parramatta NSW 2150
Mon – Fri: 9am – 5pm
Sat – Sun: Closed
Praise Barona is a Customer Service Officer at Investlink Group and a Bachelor of Science in Accountancy graduate. She brings a well-rounded background in financial planning support and accounting, with experience as a Financial Planning Assistant and as an intern in a CPA firm.
Through these roles, she has developed strong attention to detail, organisation, and a thoughtful approach to supporting both clients and advisers.
Praise is passionate about delivering a positive and reliable client experience, and is committed to continuing her growth in the financial planning industry.
Lindsay Austria is a Marketing Officer at Investlink Group and is currently completing a Bachelor of Commerce (International Business and Marketing) at the University of Sydney.
She brings experience in digital marketing, content creation, and community engagement.
With a passion for storytelling and cross-cultural connection, Lindsay focuses on creating meaningful content that resonates with diverse audiences and builds genuine engagement.
Mary is a Financial Planning Administrative Officer at Investlink Group, holding a Bachelor of Business with a major in Finance and Management.
She brings a strong client-focused approach, supported by her experience as a Senior Receptionist and Assistant Manager, where she developed skills in communication, problem-solving, and team coordination. Mary is committed to building her expertise in the financial planning sector and contributing to a seamless and supportive client experience.
Priyanka is a financial adviser with experience across various areas of advice including superannuation and retirement planning, wealth creation and personal insurance. Her education includes a Bachelor of Applied Finance from Macquarie University and a Graduate Diploma of Financial Planning from Kaplan.
Priyanka enjoys strategising and working towards creating valuable solutions for our clients. She loves meeting our clients, both existing and new, and getting to know them on a personal level and hearing the unique stories they have to share.
Financial Adviser / Director of Investlink Group & Excalibur Wealth Group
Ashish has over 20 years of experience as a financial adviser and is passionate about educating his clients on their finances and the financial strategies that he recommends to them.
With a “client comes first” philosophy for the business, Ashish operates with patience, transparency and with the best interests of his clients always in mind.
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Investlink Group Pty Ltd Corporate Authorised Representative No. 442305